Generally, we at Just Accountants have a great deal of sympathy for people who aren't happy with their current accountant and are looking to change.

If you aren't getting the service you feel you deserve, then, sure, it's time to find a new accountant.

However, there is one caveat to this. Regardless of anything else, qualified accountants are professional people with a level of expertise that you don't possess.

It is this expertise and experience that you are paying for as a UK business. And, like it or not, expertise does cost money. You may think that you're not getting value for money because it appears that your chartered accountants aren't spending hours and hours on your accounts. But you aren't paying them for their time....you're paying for an expertise that you don't possess.

So, if you are looking for an accountant in London or Bolton or wherever, take a moment to reflect before you switch. It may not be to your benefit.

Accountancy Age seem a little surprised at the low numbers of accountants in the UK who have blogs - suggesting that the number is barely in the double figures.

Quite why the surprise, I don't know. Many UK accountants haven't even got their own domain names or proper websites yet - so having large numbers blogging is a long way off, methinks.

Accountants and other 'professionals' such as solicitors and teachers who are looking for a 100% mortgage will no longer find any joy with Scottish Widows.

The company has dropped their 100% mortgage offer for professionals in favour of a 5% deposit.

While the company itself is claiming that it is "the market" that has forced the change, this does call into question the creditworthiness of accountants and other professionals.

My view is that the professional classes should not ever receive special treatment and that all applications should be viewed on a individual basis. What's so controversial about that?