Accountants and other 'professionals' such as solicitors and teachers who are looking for a 100% mortgage will no longer find any joy with Scottish Widows.

The company has dropped their 100% mortgage offer for professionals in favour of a 5% deposit.

While the company itself is claiming that it is "the market" that has forced the change, this does call into question the creditworthiness of accountants and other professionals.

My view is that the professional classes should not ever receive special treatment and that all applications should be viewed on a individual basis. What's so controversial about that?